Track every naira, effortlessly

See exactly where your money is going.

Log income and expenses in seconds, set budgets that actually hold, and watch your money story build itself — one naira at a time.

Bank sync and Ivy, your AI accountant — coming soon.

Coinlyy app dashboard on iPhone

Connects with your Nigerian bank

Every naira,
accounted for.

Log income and expenses by hand, sort them automatically, and stay on budget — all in one place built for how Nigerians actually spend.

Manual tracking

Track every naira, manually

Add a transaction in seconds. Coinlyy categorises and totals it for you — no spreadsheets, no stress.

Budgets

Budgets & Streaks

Set a monthly limit per category. Stay consistent with streaks and friendly nudges.

Reports

Clear reports, instantly

See income, expenses, and savings in plain language. Know exactly where your money is going.

Ivy

Meet Ivy — your AI accountant (soon)

An agent that drafts your budgets, creates invoices, and answers money questions in chat or voice. Rolling out inside your account.

How Coinlyy
works

Three steps from scattered spending to a clear, honest picture of your money.

Log a transaction in seconds
Step 1

Log a transaction in seconds

Add income and expenses manually with a quick tap. No bank link needed — start tracking right away.

See your money sorted
Step 2

See your money sorted

Every naira lands in the right category. Watch your spending, income, and savings come into focus.

Budget, save, repeat
Step 3

Budget, save, repeat

Set limits, build streaks, and stay on top of your money with clear reports and friendly nudges.

Got questions?
We've got answers.

Here's what you might need to know before getting started with Coinlyy.

Smarter money habits start here.

Track every naira, set budgets that hold, and finally know where your money goes.

Get started