Terms of Service

The simple version.

Last updated: September 2026

1. Using Coinlyy

You can use Coinlyy to track your money, set budgets, and chat with Ivy. You agree to use it for lawful personal finance only, with no fraud, money laundering, or impersonation.

2. Your account

Keep your login safe. You're responsible for what happens on your account. If something looks off, email us right away.

3. What Ivy is (and isn't)

Ivy is an AI assistant, live and enabled in your app, that helps you understand your money. She's not a licensed accountant, tax advisor, or financial advisor. For regulated advice such as taxes, audits, or investments, talk to a qualified professional.

4. Changes

We may update these terms as Coinlyy grows. If we make a meaningful change, we'll tell you by email or in the app before it takes effect.

5. Contact

Questions? support@coinlyy.com

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