Privacy Policy
Your data is yours.
Last updated: September 2026
1. What we collect
We store the transactions you log in Coinlyy (amount, category, date, and any notes you add), along with the budgets, categories, and conversations you create. When bank sync launches, you'll be able to opt in to a read-only feed from your bank.
2. What we never do
We never sell your data. Not to advertisers. Not to anyone.
We will never see or store your bank password.
When bank sync launches, access will be read-only. We can never move money.
3. How Ivy uses your data
Ivy is online and active in your app. She reads the transactions and context you give her so she can draft budgets, answer questions about your money, and help you plan. Your data is used to help you, not to train public models.
4. Security
Data is encrypted in transit and at rest. You can delete your account at any time. When bank sync launches, connections will be made through licensed open-banking partners and remain read-only.
5. Contact
Questions? support@coinlyy.com
